7 comments

• 

  hyzat

  1 year ago

  hi there,
  
  i m referring to your posting; "Okie, that last paragraph was totally made up. However, if you are really interested to try out and see for yourself how this system can apply to you, just sent me an email and I shall attach this spreadsheet for your own reference..."
  
  could u pliz sent it to me? thnx veri muc!
  reply
• 

  Charm

  1 year ago

  I've read this method more than 10 years ago. Love the idea of compounded interest even when you didn't top you account up.
  I put a few thousands in an account and hope for the thing to happen. In a few months, the bank sent me a letter notifying me of the account closure due to inactivity.
  Seems like the bank don't want you to be rich this way. They want it their way, that is for them to be rich.
  Still, if you keep topping it up, it should work.
  reply
• 

  zaidi ismail

  1 year ago

  <comment witheld="witheld">
  Yow Chuan: Sorry, Zaidi, no free advertisement here ;-)
  
  If you would like me to feature your website or link back to you, I would be more happy to do so. Hope to hear from you soon.</comment>
  reply
• 

  Revathi

  1 year ago

  Hi. Interesting and practical advise for investment/financial 'dummy' like me. Anyway I am not clear about the column that says rate of return? Is the rate given by the bank. I don't think the bank return rates go higher than 4%pa so what does the number 10% mean. Also please send me spreadsheet to my email.
  Thanks
  reply
• 

  yowchuan

  1 year ago

  Revathi,
  
  The rate of return shown above in the chart is an estimated figure which I have used to illustrate the investment returns. The figure which I've used is 10%, which is the average return one might get from a unit trust investment spanning 3-5 years.
  
  Of course, like I say, it's just an estimate, the figure varies according to the type of funds, investment timeline and strategy deployed during the investment period.
  
  Hope that answers your question and thanks for reading!
  
  P.S: the spreadsheet should be in your mailbox by now.
  reply
• 

  Revathi

  1 year ago

  Thanks for the explanation and spreadsheet. Will check your blog often for more tips etc. keep up the good work.
  reply
• 

  sharna

  1 year ago

  Hi,
  Appreciate if you could email me the spreadsheet to me.
  Btw,do you know abt the ASB loan?Which one give better return if to put cash RM200 in ASB or to pay monthly instalment to the bank that offered ASB loan for 15 years.If you need further details ,let me know.
  
  Thanks
  reply