DISQUS

Meshio.com - a Malaysia personal finance blog: Credit-Card-Debt Free! » Meshio.com- a Malaysia Personal Finance Blog

  • oysterman · 4 years ago
    Ah, then you must envy me.


    I've never had a credit card in my name ever before.



    Last year managed to get one, and it's only for web purchasing purposes, domain names, spaces, hosting.



    I will never resort to using credit card offline especially in MalangSial.



    The fraud rates offline is way higher than online if you bring Malangsial into the picture.



    I am also debt free but I also own nothing. Hahaha.
  • David · 4 years ago
    Bravo dude. I totally agree. But they are really handy when u just can't seem to find a working atm around:)
  • zeke · 4 years ago
    i only have 1 but i usually end up paying on the last day i'm supposed to pay for it. But most of the time its used for convenience (petrol, handphone bills, etc). The only thing i buy online are books ^_^
  • yowchuan · 4 years ago
    Yeah, I must agree that the plastics are very convenient, that's why I still keep them with me.


    But with great power comes great responsibilities.



    Most end up abusing this power, and becomes the slave for banks forever...
  • Robin Lee · 4 years ago
    Credit Card is a deep hole if we abuse it. Haha, seems like we don't have this problem. Somemore, I don't quite like the credit card system, I only use that to buy some things that we can't buy locally.