http://meshio.disqus.com/enMon, 29 Nov 2010 00:04:58 -0000http://www.meshio.com/2005/11/credit-card-debt-free/#comment-104599998<p>Used credit card responsibily. Make full use of the 20 days credit given to you and pay them in full on the last possible due date. Press the credit card company for fee waiver if your card has an annual fee. Cancel the card if the can't meet this request. Usually they will give in. Earn all the point possible with your credit card and exchange gifts that you need. This is how you turn the tables around.</p><p></p>JeffchewMon, 29 Nov 2010 00:04:58 -0000http://www.meshio.com/2005/11/credit-card-debt-free/#comment-2465597<p>Credit Card is a deep hole if we abuse it. Haha, seems like we don't have this problem. Somemore, I don't quite like the credit card system, I only use that to buy some things that we can't buy locally.</p>Robin LeeThu, 24 Nov 2005 11:48:00 -0000http://www.meshio.com/2005/11/credit-card-debt-free/#comment-2465596<p>Yeah, I must agree that the plastics are very convenient, that's why I still keep them with me.<br><br><br>But with great power comes great responsibilities.<br><br><br><br>Most end up abusing this power, and becomes the slave for banks forever...<br></p>yowchuanTue, 22 Nov 2005 11:56:00 -0000http://www.meshio.com/2005/11/credit-card-debt-free/#comment-2465595<p>i only have 1 but i usually end up paying on the last day i'm supposed to pay for it. But most of the time its used for convenience (petrol, handphone bills, etc). The only thing i buy online are books ^_^</p>zekeTue, 22 Nov 2005 04:41:00 -0000http://www.meshio.com/2005/11/credit-card-debt-free/#comment-2465594<p>Bravo dude. I totally agree. But they are really handy when u just can't seem to find a working atm around:)</p>DavidMon, 21 Nov 2005 13:26:00 -0000http://www.meshio.com/2005/11/credit-card-debt-free/#comment-2465593<p>Ah, then you must envy me.<br><br><br>I've never had a credit card in my name ever before.<br><br><br><br>Last year managed to get one, and it's only for web purchasing purposes, domain names, spaces, hosting.<br><br><br><br>I will never resort to using credit card offline especially in MalangSial.<br><br><br><br>The fraud rates offline is way higher than online if you bring Malangsial into the picture.<br><br><br><br>I am also debt free but I also own nothing. Hahaha.<br></p>oystermanMon, 21 Nov 2005 06:42:00 -0000