i think whatever method that reduces the cost of buying/owning any mutual funds is most welcome, because it may help investors to gain profit faster depending on the chosen funds... at the end of the day it the depends also on the investors ability to research & buy the suitable funds...
the more interesting question is why EPF reduces/restrict the number of funds that its member can purchase??? because some of the most profitable/best performing funds fall into the restricted categories... especially if you're only able to invest in the syariah-compliant funds like me...
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the more interesting question is why EPF reduces/restrict the number of funds that its member can purchase??? because some of the most profitable/best performing funds fall into the restricted categories... especially if you're only able to invest in the syariah-compliant funds like me...