Hello! Meshio.com - a Malaysia personal finance blog is using DISQUS, a powerful comment system, to manage its comments. Learn more.
Community Page
- www.meshio.com Jump to website »
-
Subscribe -
Community
-
Top Commenters
-
Popular Threads
-
Recent Comments
- Dear all, I hosted most of my client's web site with Exabytes, except few which they have their own server or some hosted in US server. I understand server down time may have several reasons,...
- brilliant piece of work, i appreciate all of the team. My best wishes r with u ppl. and plz let me knw when it will release. Where from i get it? Carry on ur work with full of dedication. My...
- This is the good one..I like it.
- i plan to do some ecommerce web site this year..hope can make money from there
- Who want to buy insurance? Can email me for more information. please contact me. my email is ch5328@hotmail.com.
Jump to original thread »
I’ve been doing abit of consulting for a few young and starting-up companies and I realized how similar these companies are when it comes to managing their finance.
First of all, after running the company for sometime, the founder begin losing track of their companies’ ... Continue reading »
First of all, after running the company for sometime, the founder begin losing track of their companies’ ... Continue reading »
1 year ago
1 year ago
First, let's assume that you are paying your house loan, saving your FD and investing in Amanah Saham by writing the cheque from your current account.
Since the items in the list above will be recorded as credit in your bank statement, you can label them as "Outgoing Investment Cashflow" in your record keeping. I'm using plain old Excel sheet for this purpose.
Just also bear in mind dividend gains and capital gains that you made in the long run, not the paper gains, but real actual cash paid out to you by your investments, should be accurately recorded as "Incoming Investment Cashflow".
Relatively, if you tried linking the activities above in business terms:
When you "buy" FD and Amanah Saham, it's known as investing cash outflows.
When you "sell" FD and Amanah Saham, it's known as investing cash inflows.
When you pay your home loan, which is an act of financing, it's known as financing cash outflow.
Similiarly, when you dispose off your home and made some gains out of it, or simply by renting it out, the monetary proceeds is considered as financing cash inflow.
In fact, I would suggest to use the terms you are most comfortable with, since this is your own personal cash flow system, but sticking to something more generic would be helpful for clarity's sake. There's really no hard and fast rule here. Just keep it simple and most importantly easy for you to update.