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Re: Malaysia Banking Institutions’ Fixed Deposit Rate

Babyblue — Sun, 29 Sep 2013 19:47:01 -0000

Can you please give me the yearly interest rate for Public Bank from 1995 until 2012. Thanks

Re: Malaysia Banking Institutions’ Fixed Deposit Rate

Abulsmj — Sat, 25 Feb 2012 12:50:42 -0000

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Re: Malaysia Banking Institutions’ Fixed Deposit Rate

Sri Appachi — Fri, 27 May 2011 12:39:02 -0000

witch FD IS CAN GIVING ME HIGH INTEREST???

Re: Malaysia Banking Institutions’ Fixed Deposit Rate

Iqhwansyafid — Tue, 22 Feb 2011 04:29:40 -0000

Rates are for tenure of up to 12 months for balances below RM1 million.

Banking Institution Min. Age Senior Citizen Account Min. Deposit
(RM)

Min. Tenure
(Mths) Rates % (p.a.)
Tenure (Mths) Partial Withdrawal Frequency of Interest Payment
1 Mth >1 Mth 1 3 6 9 12
Affin Bank Berhad
Fixed Deposit
No

5000 500 1 2.80 2.85 3.00 3.05 3.30
Yes

Upon maturity
Alliance Bank Malaysia Berhad
Conventional FD 18
No

5000 500 1 2.75 2.75 2.90 3.00 3.10
No

Upon maturity
AmBank (M) Berhad
Conventional Fixed Deposit 18
No

5000 500 1 2.75 2.75 2.90 3.00 3.10
No

Upon maturity
InterestPlus 18
No

5000 1000 1 33.73 12.91 7.81 6.09 5.61
No

Upon maturity
Bangkok Bank Berhad
Fixed Deposit Account 18
No

5000 1 2.75 2.80 2.85 2.90 2.95
Yes

Upon maturity
Bank of China (Malaysia) Berhad
Fixed Deposit Account 18
No

5000 1000 1 2.50 2.50 2.60 2.60 2.80
No

Upon maturity
Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad
Fixed Deposit (Tenure of up to 12 months for balances below RM1 million) 21
No

5000 1000 1 2.75 2.75 2.75 2.75 3.25
No

Upon maturity
CIMB Bank Berhad
Fixed Deposit
No

5000 1000 1 2.75 2.75 2.80 2.80 2.85
No

Upon maturity
Fixed deposit 18
Yes

5000 1000 1 2.75 2.75 2.80 2.80 2.85
No

Upon maturity
Citibank Berhad
Time Deposit 18
No

5000 1000 1 2.65 2.75 2.80 2.80 2.90
Yes

Upon maturity
Deutsche Bank (Malaysia) Berhad
Fixed Deposit 18
No

5000 1000 1 2.65 2.70 2.75 2.75 3.05
Yes

Upon maturity
EON Bank Berhad
Normal Fixed Deposit 12
No

5000 500 1 2.75 2.75 2.80 2.85 3.00
No

Upon maturity
Hong Leong Bank Berhad
Hong Leong Fixed Deposit 18
No

5000 500 1 2.65 2.65 2.70 2.70 2.85
No

Upon maturity
Hong Leong Senior Savers Fixed Deposits 55
Yes

30000 3 2.65 2.70 2.70 2.85
No

Upon maturity
HSBC Bank Malaysia Berhad
HSBC Time Deposit 12
No

5000 1000 1 2.55 2.70 2.70 2.70 2.85
No

Upon maturity
J.P. Morgan Chase Bank Berhad
Fixed Deposit
No

5000 1 2.65 2.70 2.75 2.75 2.75
Yes

Upon maturity
Malayan Banking Berhad
Flexi Fixed Deposit 18
No

5000 1000 1 2.75 2.75 2.80 2.80 2.85
Yes

Upon maturity
OCBC Bank (Malaysia) Berhad
OCBC Fixed Deposit Account 18
No

5000 1000 1 2.60 2.65 2.70 2.70 2.85
Yes

Upon maturity
Public Bank Berhad
Fixed Deposit Plus 18
No

5000 1000 1 2.75 2.75 2.80 2.80 2.85
Yes

Upon maturity
PB Golden 50 Plus Fixed Deposit 50
Yes

30000 30000 1 2.85 2.85 2.90 2.90 2.95
Yes

Upon maturity
RHB Bank Berhad
Ordinary FD Tier 1 18
No

5000 500 1 2.75 2.75 2.95 2.95 3.10
No

Upon maturity
Standard Chartered Bank Malaysia Berhad
Flexi Time Deposit 18
No

5000 1000 1 2.70 2.75 2.80 2.80 2.85
Yes

Upon maturity
The Royal Bank of Scotland Berhad
Fixed Deposit
No

5000 1000 1 2.65 2.65 2.70 2.75 2.75
No

Upon maturity
United Overseas Bank (Malaysia) Berhad
Fixed Deposit Normal 18
No

5000 500 1 2.60 2.65 2.70 2.70 2.85
No

Upon maturity
Golden Saver 50
Yes

100000 100000 1 2.85 2.90 2.95 2.95 2.95
No

Upon maturity

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cometrue81 1 year ago
i also want to know about the interestplus from ambank.too high.is there something that i dont know about it?
3 people liked this. Like Reply

py 1 year ago
are my eyes blur?
interstplus from am bank offer such a high interst rate?
2 people liked this. Like Reply

kavitha 1 year ago
how can i get the fixed deposit rates in general for past fifteen years
1 person liked this. Like Reply

Pragash 1 year ago in reply to kavitha
hye Madam, may can I help you about FD?
1 person liked this. Like Reply

Yowchuan Lee 1 year ago in reply to kavitha
Kavitha, that would be an interesting trend chart. Give me a couple of days and I'll see what I can come up with!
Like Reply

anniesm 1 year ago
All banking institution hv reduce fixed deposit rate to 2.0%. Which financial tool can give us a better interest and against the inflation. Can a housewife continuos to make a contribution to EPF after 6 years stop from workplace?
1 person liked this. Like Reply

Jfyong33 7 months ago
Rates for Alliance Bank in particular Senior Citizen FD is not up to date
Like Reply

Woody 1 year ago
Do you have past 10 or 20 year data?
Like Reply

D 1 year ago
Does anyone know anything about the FD Rates for MM2H applicant?
Like Reply

Vincent 1 year ago
Why don't you place your money in Money Market? FD is giving ridiculous rates… If not then pray that there is something like ASM or ASW out again! (This might happen with some offshore banking facilities) http://biz.thestar.com.my/busi... Look at the rolling weekly yield.

Oh just a reminder... ALL interest earn will have to be tax. Only those under UT law will not be cause of tax at source.

Anniesm why don't you think about some of the endowment plan insurance company came out with?

Little advertisement ya? Whatever you want I can get it for you, doesn't matter which company the instrument come's from.
Like Reply

Guest 1 year ago
Comment removed.

yowchuan 1 year ago in reply to Guest
Sorry Loh, no free advertising ;-)
Like Reply

Alan 1 year ago
Can you please provide the latest rates after 28/2/2009 as many banks have reduced the rates after Bank Negara lowered the OPR by another 0.5 %

Any suggestions on how we can earn more interests on our savings , as the stock and property market are killing all of us and the government is not helping senior citizens like me by forcing the banks to reduce FD rates . We can hardly survive on our savings these days

Thank You very much
Like Reply

yowchuan 1 year ago in reply to Alan
Alan, thanks for the alert. Just updated the rates (was quite surprised to see that it has dropped to a mere 2++ percent).

For recession-friendly tips, you can have a read here:
http://www.meshio.com/2009/...

Like you said, we are the "forgotten men & women" when it comes to the process of policy making. How can they help us when they can't even help themselves now? If there's anyone who actually track the return on investment (ROI) of our tax money, we should not be too surprised to see negative figures.

Also, the mini budget announced recently is not helping the guys on the street by much.

Before letting too much fear runs into the blood, it's a good idea to differentiate between income and wealth.

When we look at plundering prices in the past few months, it's evident that a scary amount of wealth has just vaporized into thin air. Yet, much of those vaporized wealth did not hit us as bad as we thought. For example, unless you are depending on the rental income from your property, the shelter value of your property would not have changed, even though the market price has depreciated the value by 15-20%.

Living standards would not be affected too much as long as our income does not suffer a major blockage. As you've mentioned, investment in stocks and mutual funds would have suffered huge paper loss. So, unless you are living off the dividends and capital gains from these dividends, the focus should still be ensuring that the channels of income remains stable, or probably opening up new avenues of income.

Even as we are left to fend for ourselves, I still think that we need to filter out the fear-driven propaganda from the facts. A good way to start is to stop reading the papers and turning off the TV, and get creative!

Just my thoughts.
Like Reply

Alan 1 year ago in reply to yowchuan
Dear Yow Chuan

Thank you very much for the updated info . Looks like all the banks are offering the same rates these days
Like

LOKE 1 year ago
Hi, dan. Our savings and FD in most, if not all, of the banks in Malaysia are fully protected by Malaysia Deposit Insurance Corporation (PIDM ~ Perbadanan Insurans Deposit Malaysia) until the year 2010.
Like Reply

dan 1 year ago
anyone know which party will protect our FD ?
Like Reply

sasa 2 years ago
Does any bank offer preferential rate for deposits abv 200K?
Like Reply

Dylan Lim Zejin 2 years ago
rizal, you need to open a FD account instead of saving account, however, different bank might have different policies, it would be better that u visit the bank you would like to do a placement, or consult their customer service.
Like Reply

rizal 2 years ago
hai...do i need to open saving account if let say i want invest in FD at RHB Bank?
Like Reply

Nik Faizal Amin 2 years ago
Lets say the investor would like to invest RM1 Million, what would be the rate for a year?
Like Reply

yowchuan 2 years ago
Saw, this rate is for deposits below RM 1 million.
Like Reply

Saw 2 years ago
halo can i know the above info is for how much the amount save in the bank wil get he %?
Like Reply
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Re: Malaysia Banking Institutions’ Fixed Deposit Rate

Iqhwansyafid — Tue, 22 Feb 2011 04:28:24 -0000

can give me 1 milion

Re: Malaysia Banking Institutions’ Fixed Deposit Rate

Setanbabi — Tue, 22 Feb 2011 04:27:19 -0000

me noob

Re: Malaysia Banking Institutions’ Fixed Deposit Rate

Jfyong33 — Tue, 20 Jul 2010 21:47:25 -0000

Rates for Alliance Bank in particular Senior Citizen FD is not up to date

Re: Malaysia Banking Institutions’ Fixed Deposit Rate

Woody — Fri, 29 Jan 2010 02:58:22 -0000

Do you have past 10 or 20 year data?

Re: Malaysia Banking Institutions’ Fixed Deposit Rate

Pragash — Thu, 14 Jan 2010 10:37:06 -0000

hye Madam, may can I help you about FD?

Re: Malaysia Banking Institutions’ Fixed Deposit Rate

yowchuan — Thu, 26 Nov 2009 01:27:22 -0000

Kavitha, that would be an interesting trend chart. Give me a couple of days and I'll see what I can come up with!

Re: Malaysia Banking Institutions’ Fixed Deposit Rate

kavitha — Tue, 24 Nov 2009 04:19:06 -0000

how can i get the fixed deposit rates in general for past fifteen years

Re: Malaysia Banking Institutions’ Fixed Deposit Rate

cometrue81 — Sat, 29 Aug 2009 19:30:53 -0000

i also want to know about the interestplus from ambank.too high.is there something that i dont know about it?

Re: Malaysia Banking Institutions’ Fixed Deposit Rate

py — Tue, 02 Jun 2009 12:37:56 -0000

are my eyes blur?
interstplus from am bank offer such a high interst rate?

Re: Malaysia Banking Institutions’ Fixed Deposit Rate

Tue, 19 May 2009 23:41:16 -0000

Does anyone know anything about the FD Rates for MM2H applicant?

Re: Malaysia Banking Institutions’ Fixed Deposit Rate

Vincent — Tue, 12 May 2009 00:03:29 -0000

Why don't you place your money in Money Market? FD is giving ridiculous rates… If not then pray that there is something like ASM or ASW out again! (This might happen with some offshore banking facilities) http://biz.thestar.com.my/b... Look at the rolling weekly yield.

Oh just a reminder... ALL interest earn will have to be tax. Only those under UT law will not be cause of tax at source.

Anniesm why don't you think about some of the endowment plan insurance company came out with?

Little advertisement ya? Whatever you want I can get it for you, doesn't matter which company the instrument come's from.

Re: Malaysia Banking Institutions’ Fixed Deposit Rate

anniesm — Sun, 22 Mar 2009 23:27:15 -0000

All banking institution hv reduce fixed deposit rate to 2.0%. Which financial tool can give us a better interest and against the inflation. Can a housewife continuos to make a contribution to EPF after 6 years stop from workplace?

Re: Malaysia Banking Institutions’ Fixed Deposit Rate

yowchuan — Fri, 20 Mar 2009 14:18:22 -0000

Sorry Loh, no free advertising ;-)

Re: Malaysia Banking Institutions’ Fixed Deposit Rate

Alan — Sat, 14 Mar 2009 09:43:48 -0000

Dear Yow Chuan

Thank you very much for the updated info . Looks like all the banks are offering the same rates these days

Re: Malaysia Banking Institutions’ Fixed Deposit Rate

yowchuan — Thu, 12 Mar 2009 13:04:54 -0000

Alan, thanks for the alert. Just updated the rates (was quite surprised to see that it has dropped to a mere 2++ percent).

For recession-friendly tips, you can have a read here:
http://www.meshio.com/2009/...

Also, the mini budget announced recently is not helping the guys on the street by much.

Before letting too much fear runs into the blood, it's a good idea to differentiate between income and wealth.

Just my thoughts.

Re: Malaysia Banking Institutions’ Fixed Deposit Rate

Alan — Wed, 11 Mar 2009 23:29:04 -0000

Can you please provide the latest rates after 28/2/2009 as many banks have reduced the rates after Bank Negara lowered the OPR by another 0.5 %

Thank You very much

Re: Malaysia Banking Institutions’ Fixed Deposit Rate

LOKE — Mon, 02 Mar 2009 10:33:29 -0000

Hi, dan. Our savings and FD in most, if not all, of the banks in Malaysia are fully protected by Malaysia Deposit Insurance Corporation (PIDM ~ Perbadanan Insurans Deposit Malaysia) until the year 2010.

Re: Malaysia Banking Institutions’ Fixed Deposit Rate

dan — Sun, 01 Mar 2009 23:01:08 -0000

anyone know which party will protect our FD ?

Re: Malaysia Banking Institutions’ Fixed Deposit Rate

sasa — Thu, 01 Jan 2009 22:53:39 -0000

Does any bank offer preferential rate for deposits abv 200K?

Re: Malaysia Banking Institutions’ Fixed Deposit Rate

Dylan Lim Zejin — Sat, 27 Dec 2008 21:29:43 -0000

rizal, you need to open a FD account instead of saving account, however, different bank might have different policies, it would be better that u visit the bank you would like to do a placement, or consult their customer service.

Re: Malaysia Banking Institutions’ Fixed Deposit Rate

rizal — Sat, 27 Dec 2008 06:02:05 -0000

hai...do i need to open saving account if let say i want invest in FD at RHB Bank?